OR Oregon CPA Services

Oregon CPA: Audit, Tax & Advisory Services

GAAS-compliant financial statement audits, 401(k) plan audits, federal/Oregon tax preparation (9.9% top rate, no sales tax), Portland Metro local tax compliance, Corporate Activity Tax (CAT), OR PTE elections, Oregon estate tax planning ($1M threshold), IRS representation, and virtual CFO services for Intel and Nike professionals, businesses, nonprofits, and individuals across Portland, Eugene, Salem, Bend, and the rest of Oregon. CPA-licensed in Maryland, Delaware, and Florida — serving Oregon clients under the Uniform Accountancy Act's mobility provisions.

OR Tax & Accounting Services

Kurt Simmons CPA provides comprehensive tax and financial services to individuals and businesses throughout Oregon (OR). With its tech industry corridor and no state sales tax, we understand the unique financial landscape that comes with doing business in Oregon.

Under the CPA Mobility Act, our CPA — licensed in Maryland, Delaware, and Florida — is authorized to provide the full range of attestation, tax, and advisory services to Oregon clients without the need for an additional state license. This means Oregon individuals and businesses receive the same comprehensive service as our home-state clients: financial statement audits, tax strategy, IRS representation, virtual CFO services, and every other service we offer — delivered through our technology-forward, virtual-first practice model.

CPA Services Available in Oregon (OR)

OR Individual Tax Preparation

Comprehensive federal and Oregon state tax return preparation, including complex returns with investments, rental properties, and self-employment income.

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OR Business Tax Services

Tax preparation and planning for Oregon-based businesses including S-Corps, C-Corps, partnerships, LLCs, and sole proprietorships.

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OR Cryptocurrency Tax

Specialized crypto tax services for Oregon investors and traders. DeFi, NFTs, staking rewards, and exchange reporting handled with expertise.

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OR Trader Tax Services

Mark-to-market elections, wash sale tracking, and tax optimization strategies for active traders in Oregon.

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OR IRS Resolution

Professional representation before the IRS for Oregon taxpayers facing audits, collections, liens, levies, or offers in compromise.

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OR 83(b) Elections

Equity compensation planning and 83(b) election filing for Oregon startup employees and founders receiving restricted stock.

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OR Financial Statement Audits

Full-scope GAAS-compliant financial statement audits for businesses, nonprofits, and organizations requiring independent assurance.

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OR Review Engagements

Limited assurance engagements providing meaningful confidence in financial statements for lender requirements and stakeholder reporting.

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OR Compilations

Professionally prepared financial statements from management-provided data for internal reporting, small business needs, and bank presentations.

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OR Agreed-Upon Procedures

Targeted, customized engagements designed to address specific areas of concern with flexible scope tailored to stakeholder needs.

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OR Employee Benefit Plan Audits

DOL-compliant audits for 401(k), pension, and employee benefit plans meeting ERISA filing requirements and fiduciary obligations.

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OR Tax Strategy & Advisory

Proactive, year-round tax planning that identifies savings opportunities. Entity structure optimization, multi-state planning, and strategic initiatives.

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OR Cost Segregation Studies

Engineering-based analysis to accelerate depreciation deductions on commercial and residential rental properties, maximizing cash flow.

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OR Virtual CFO Services

Fractional CFO capabilities including financial modeling, cash flow management, KPI dashboards, and strategic financial leadership.

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OR Business Consulting

Operational assessments, process improvement, internal control design, and strategic planning to drive efficiency and profitability.

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OR Estate & Succession Planning

Comprehensive estate planning, business succession strategies, and wealth transfer optimization for business owners and high-net-worth individuals.

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OR Capital Markets Advisory

Securities compliance, FINRA regulatory guidance, and capital markets advisory for businesses navigating public offerings, private placements, and broker-dealer requirements.

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Oregon Audit Services in Detail

Oregon businesses, nonprofits, and benefit plan sponsors typically need an independent audit when state law, federal rules, lenders, grantmakers, or boards require external assurance. We perform GAAS-compliant attest engagements scoped to the specific assurance need — most commonly:

Oregon Nonprofit Audits

Under Oregon's Charitable Solicitations regulations administered by the Oregon Department of Justice, charities are generally required to submit audited financial statements when annual gross revenue exceeds $1,000,000, and reviewed financial statements when revenue is between $500,000 and $1,000,000. Audited statements are also routinely expected by the Meyer Memorial Trust, the Oregon Community Foundation, the Collins Foundation, the M.J. Murdock Charitable Trust, and major Oregon funders.

Oregon 401(k) & Employee Benefit Plan Audits

Oregon plan sponsors filing Form 5500 generally require an ERISA-compliant audit when the plan has 100 or more participants with account balances at the start of the plan year. We perform full-scope and §103(a)(3)(C) limited-scope benefit plan audits for 401(k), 403(b), and defined-benefit plans across Oregon, including plans sponsored by Intel (Hillsboro — Oregon's largest private employer), Nike (Beaverton), Adidas, Columbia Sportswear, Daimler Truck North America, and Oregon healthcare systems (OHSU, Providence, Kaiser Permanente).

Oregon Single Audits (Uniform Guidance)

Oregon nonprofits, municipalities, school districts, tribal nations, and pass-through subrecipients that expend $1,000,000 or more in federal awards in a fiscal year are subject to the Single Audit requirements of 2 CFR Part 200. We perform Uniform Guidance Single Audits, including major-program testing, internal control work, and preparation of the SEFA.

Oregon Lender, Bonding & Investor Audits

Oregon banks, surety companies, and Portland-area private equity, venture, and growth investors frequently require audited financial statements as a condition of credit facilities, surety capacity, or capital raises.

Oregon Reviews & Compilations

Where a full audit is not required, we deliver review engagements (limited assurance) and compilations (no assurance) — both routinely accepted by Oregon lenders and stakeholders requiring CPA-prepared financial statements.

Oregon (OR) Tax & Business Landscape

Key Oregon Tax Numbers. Personal income tax: graduated, top rate 9.9% on income above approximately $125,000 (single) / $250,000 (MFJ). NO general state sales tax (one of only five states). Corporate income tax: 6.6% on first $1M, 7.6% above $1M. Oregon Corporate Activity Tax (CAT): $250 plus 0.57% of Oregon commercial activity above $1 million. Estate tax: applies above $1,000,000 with rates up to 16%. PTE elective tax: rates tracking personal IT (top 9.9%), available since 2022. Portland Metro local taxes: Multnomah County Preschool for All (1.5% on income above $125K/$200K, additional 1.5% above $250K/$400K) plus Metro Supportive Housing Services (1% on income above $125K/$200K) — combined Portland Metro top rate can exceed 14.6%.

Filing Mechanics. Individuals file Form OR-40 (residents), OR-40-N (nonresidents), or OR-40-P (part-year residents). C-corporations file Form OR-20. Partnerships file OR-65; S-corps file OR-20-S. Oregon CAT is filed on Form OR-CAT. Portland Metro and Multnomah County local taxes are filed with Portland Revenue Division.

Oregon Estate Tax — A Critical Planning Issue. Oregon's $1 million estate tax exemption is one of the lowest in the country and is NOT indexed for inflation. State estate planning — including credit shelter trusts, Oregon QTIP elections, and lifetime gifting — is essential for affluent OR residents.

Oregon Economy & Who We Serve. Oregon's economy is led by technology — the "Silicon Forest" anchored by Intel (Hillsboro), plus a growing Portland startup ecosystem. Sportswear: Nike (Beaverton), Adidas, Columbia Sportswear. Other sectors: timber, agriculture and wine (Willamette Valley pinot noir), tourism, maritime (Port of Portland), and renewable energy. Our typical OR clients include Intel and tech engineers with substantial equity compensation, Nike and Adidas executives, real estate investors, multi-state remote workers navigating Portland Metro local taxes, and high-net-worth families navigating Oregon's $1M estate tax cliff.

CPA Mobility in Oregon. Oregon has adopted CPA mobility provisions under the Uniform Accountancy Act. Kurt Simmons holds active CPA licenses in Maryland, Delaware, and Florida, and we confirm all applicable Oregon Board of Accountancy mobility and firm registration requirements before commencing any engagement.

Cities and Communities We Serve. Our virtual-first practice serves clients across all of Oregon, including Portland, Eugene (University of Oregon), Salem (state capital), Gresham, Hillsboro (Intel HQ), Beaverton (Nike HQ), Bend (Central Oregon), Medford, Springfield, Corvallis (Oregon State), Albany, the Willamette Valley, the Oregon Coast, the Cascades, and every Oregon county.

Why Oregon Clients Choose Us

Oregon CPA — Frequently Asked Questions

Do I need an Oregon-licensed CPA, or can an out-of-state CPA handle my OR tax and audit work?

Oregon has adopted CPA mobility provisions under the Uniform Accountancy Act. Kurt Simmons holds active CPA licenses in Maryland, Delaware, and Florida, and we confirm any applicable firm-level Oregon Board of Accountancy registration before commencing attest engagements.

What is Oregon's income tax rate?

Oregon has a graduated personal income tax with a top rate of 9.9% on income above approximately $125,000 (single) / $250,000 (MFJ) — among the highest in the U.S. Importantly, Oregon has NO general state sales tax (one of only five states with none).

What are the Portland Metro local taxes?

Portland-area residents face the Multnomah County Preschool for All Tax (1.5% on income above $125K single / $200K joint, plus an additional 1.5% on income above $250K single / $400K joint) plus the Metro Supportive Housing Services Tax (1% on income above $125K single / $200K joint). Combined Portland Metro top rate can exceed 14.6%.

What is the Oregon Corporate Activity Tax (CAT)?

Oregon's CAT is a gross receipts tax (separate from income tax) applying to businesses with Oregon commercial activity exceeding $1,000,000 annually. The tax is $250 plus 0.57% of Oregon commercial activity above $1 million.

Does Oregon have a SALT-cap workaround?

Yes. Oregon enacted an elective Pass-Through Entity Elective Tax (PTE-E) effective for tax years beginning on or after January 1, 2022. Eligible S-corps and partnerships pay an entity-level tax tracking the personal income tax brackets (top 9.9%).

Does Oregon really have an estate tax with a $1 million threshold?

Yes. Oregon imposes its own estate tax with an exemption of just $1,000,000 — one of the lowest in the nation. The Oregon estate tax rate is graduated up to 16%.

Do you serve Oregon clients outside Portland?

Yes. Our practice is virtual-first, so we serve clients across all of Oregon — including Eugene, Salem (state capital), Gresham, Hillsboro (Intel), Beaverton (Nike), Bend, Medford, Springfield, Corvallis, Albany, and every Oregon county.

Ready to Get Started in OR?

Schedule a free consultation to discuss your Oregon tax situation and how we can help you achieve your financial goals.

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